Leasing Benefits
Today – most businesses in the United States lease equipment in order to take advantage of tax benefits, preserve cash, and reduce the risk of equipment obsolescence.

Advantages of Leasing with DNB:

• Leasing offers 100% financing. Most bank loans require a substantial down payment or deposit.
  
  
• Leasing provides fixed payments. Your monthly lease payment will not change with rising interest rates.
  
  
• Leasing keeps a business current. You don’t have to worry about technological obsolescence. Leasing allows you to upgrade or buy additional equipment when you need it.
  
  
• Leasing improves cash flow. Leasing allows you to pay for the equipment as you use it, generating revenue as you go.
  
  
• Leasing preserves available credit lines. You get the equipment you need now without tying up valuable credit lines. Leasing saves borrowing capacity for operating needs.
  
  
• Leasing may provide tax advantages. Properly structured, leasing provides tax advantages that can lower the overall cost of the equipment.
  
  
• Leasing avoids restrictive covenants. Leasing usually does not impact balance sheet ratios or restrictive loan covenants, like limiting the amount of equipment you can buy without permission.

Your lease will be structured to fit your specific needs, whether they be tax or cash flow needs or both.